HSBC Platinum Credit Card

HSBC Platinum Credit Card
  • 0% p.a. interest on purchases for the first 12 months + 0% p.a. on balance transfers for 12 months with no BT fee
  • $129 Annual Fee (refunded when you spend $6,000 or more on purchases per year)
  • 2 Airport lounge passes every year & Complimentary Domestic and International Travel Insurance
  • Earn 2 points per dollar spent on overseas purchases & 1 point per dollar spent for all other purchases. Capped at 10,000 per statement period
purchase rate


per annum

balance transfer


annual fee


interest free days


maximum on purchases

cash advance rate


per annum

credit limit



  • Free Extended Warranty Insurance
  • Free Accidental Damage Insurance
  • Free Overseas Travel Insurance
  • Free Transport Accident Insurance
  • Free Travel Inconvenience Insurance
  • Free Rental Car Damage Liability Waiver Insurance
  • Shopper's Protection Insurance
  • Concierge Service
Other fees
International transaction fee on purchases0%

Product Specific Terms and Conditions

Lending criteria, fees and charges apply.

Things you should know

  • Must be over 18
  • Must be an Australian resident
  • Earn at least $40,000 p.a.
  • Have a good credit rating

The 0% p.a. promotional interest rate on purchases is valid for 12 months from the date of card approval. At the end of the 12 month period, the interest rate will revert to the standard variable purchase interest rate for your account at that time. Only available to Platinum applications received between 01/05/2019 and 31/12/2019. Only available on the HSBC Platinum Credit Card. Offer is not available when transferring your account from another HSBC credit card account or in conjunction with any other HSBC credit card offer (including any special credit card offers available to HSBC Home Loan customers, HSBC Staff or the HSBC Corporate Employee Program).

To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card. Your total balance transfers must not exceed 90% of your approved credit limit. The balance transfer must be from non-HSBC credit cards. Any balance outstanding from the balance transfer after the promotional period will accrue interest at the standard cash advance rate. HSBC will allocate payments we receive from you to pay off the portion of your balance which attracts the highest interest rate first and subsequently to portions of your balance attracting lower interest rates. This may mean applying any and all payments made to your HSBC credit card account to pay off other transactions such as purchases and cash advances before any balance transfer amount.

Important Information

Products shown are only a selection and not representative of all lenders or products in market. All product applications are subject to the provider's credit criteria, approval and terms and conditions. Conditions, fees and charges may apply. Interest rates are subject to change and some products may have lower introductory rates which revert to higher rates after a set period of time. You should consider your needs, along with the product's terms and conditions before making a decision to apply for a product.

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