About

Our Mission

At Credit Savvy, we’re committed to helping Aussies understand credit and achieve greater financial wellbeing. Everyone deserves to know their credit reputation and how it affects them, and we feel it’s our job to give you the tools, the education and the opportunities you need to make real, meaningful financial progress.

Who is Credit Savvy?

Credit Savvy is a free, consumer initiative.

Our goal is to empower you with your Experian credit score, your Credit Report Summary, and the resources you need to make sense of them both. We'll also give you tips and tools on how to manage your score and improve it over time. It doesn't matter if your score is high or low - we can help you.

Credit Savvy is backed by Aussie, who have always challenged the status quo to put the power back in the consumers' hands and help them get a better deal.

How we came to be savvy...

We noticed a lot of confusion around credit scores, credit files and credit reports, and no one was doing very much to make it any easier.

We also noticed that people were being charged to find out their own credit scores and credit reports, and that made no sense at all to us.

So we decided to do something about it. To make credit easy to understand. To debunk the myths. To give control back to the people. And to give them all of this... absolutely free.

We'll be working with Experian, who are world leaders in credit services. And we're local, so we know what's what right here. You're in safe hands.

What it means to be savvy...

Your credit score is a numerical representation of how you're viewed from a financial point of view. It can help a bank decide whether or not you're a good candidate for a home loan, for example, or how much your credit card limit should be.

Once you know your score, you can improve and protect your credit reputation. We'll provide monthly score updates so you can see how you're tracking. We also provide credit alerts to show you who is accessing your credit history - that keeps you in the loop, and also alerts you to activity you haven't authorised.

With Credit Savvy, you'll get free access to all of our tools and resources, including hints and tips, calculators, expert commentary and Savvy Offers.

Ready to get savvy?

See your score