About its free

Our Mission

At Credit Savvy, we’re committed to helping Aussies understand credit and achieve greater financial wellbeing. Everyone deserves to know their credit reputation and how it affects them, and we feel it’s our job to give you the tools, the education and the opportunities you need to make real, meaningful financial progress.

Who is Credit Savvy?

Credit Savvy is a free, consumer initiative.

Our goal is to empower you with your Experian credit score, your Credit Report Summary, and the resources you need to make sense of them both. We'll also give you tips and tools on how to manage your score and improve it over time. It doesn't matter if your score is high or low - we can help you.

How we came to be savvy...

We noticed a lot of confusion around credit scores, credit files and credit reports, and no one was doing very much to make it any easier.

We also noticed that people were being charged to find out their own credit scores and credit reports, and that made no sense at all to us.

So we decided to do something about it. To make credit easy to understand. To debunk the myths. To give control back to the people. And to give them all of this... absolutely free.

We'll be working with Experian, who are world leaders in credit services. And we're local, so we know what's what right here. You're in safe hands.

its free
its free

What it means to be savvy...

Your credit score is a numerical representation of how you're viewed from a financial point of view. It can help a bank decide whether or not you're a good candidate for a home loan, for example, or how much your credit card limit should be.

Once you know your score, you can improve and protect your credit reputation. We'll provide monthly score updates so you can see how you're tracking. We also provide credit alerts to show you who is accessing your credit history - that keeps you in the loop, and also alerts you to activity you haven't authorised.

With Credit Savvy, you'll get free access to all of our tools and resources, including hints and tips, calculators, expert commentary and Savvy Offers.

Ready to get savvy?

We act as a credit intermediary and do not provide personal financial, legal or tax advice, or credit assistance of any form. Any content featured on the site is of a general and informative nature only and does not take into account your personal objectives, financial situation or needs. You should consider your needs, along with the product's terms and conditions before making a decision. We do not accept any liability in respect of any product or service which you elect to acquire from any provider.

© 2020 CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 and Australian Credit Licence 516487, trading as Credit Savvy Australia.
Credit Savvy is a trademark of CBA New Digital Businesses Pty Ltd. CBA New Digital Businesses Pty Ltd is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124.

Your security is extremely important to us. Your data is encrypted and we work with industry leading experts to keep your details safe.