About Credit Savvy

We’re committed to helping Aussies understand credit and achieve greater financial wellbeing.


Credit Savvy helps Australians to access, understand, leverage and protect their credit reputation.


Credit Savvy is a free, consumer initiative.

Our goal is to empower you with your Experian credit score, your Credit Report Summary, and the resources you need to make sense of them both.

We'll also give you tips and tools on how to manage your score and improve it over time. It doesn't matter if your score is high or low - we can help you.


We noticed a lot of confusion around credit scores, credit files and credit reports, and no one was doing very much to make it any easier.

We also noticed that people were being charged to find out their own credit scores and credit reports, and that made no sense at all to us.

So we decided to do something about it. To make credit easy to understand. To debunk the myths. To give control back to the people. And to give them all of this... absolutely free.

We’re working with Experian, one of Australia’s official credit reporting bodies, to securely provide you with your credit information.


Your credit score is a numerical representation of how you're viewed from a financial point of view. It can help a bank decide whether or not you're a good candidate for a home loan, for example, or how much your credit card limit should be.

Once you know your score, you can improve and protect your credit reputation. We’ll provide you with monthly score updates so you can see how you’re tracking and credit alerts to help you protect your credit reputation from identity theft & fraud.

You’ll also get access to a wide range of tools and resources, including tips, calculators and personalised offers for your score.

Your journey to getting Credit Savvy starts here.

We act as a credit intermediary and do not provide personal financial, legal or tax advice, or credit assistance of any form. Any content featured on the site is of a general and informative nature only and does not take into account your personal objectives, financial situation or needs. You should consider your needs, along with the product's terms and conditions before making a decision. We do not accept any liability in respect of any product or service which you elect to acquire from any provider.

© 2022 CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 and Australian Credit Licence 516487, trading as Credit Savvy Australia.
Credit Savvy is a trademark of CBA New Digital Businesses Pty Ltd. CBA New Digital Businesses Pty Ltd is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124.

Your security is extremely important to us. Your data is encrypted and we work with industry leading experts to keep your details safe.