We’re committed to helping Aussies understand credit and achieve greater financial wellbeing.
Credit Savvy helps Australians to access, understand, leverage and protect their credit reputation.
Credit Savvy is a free, consumer initiative.
Our goal is to empower you with your Experian credit score, your Credit Report Summary, and the resources you need to make sense of them both.
We'll also give you tips and tools on how to manage your score and improve it over time. It doesn't matter if your score is high or low - we can help you.
We noticed a lot of confusion around credit scores, credit files and credit reports, and no one was doing very much to make it any easier.
We also noticed that people were being charged to find out their own credit scores and credit reports, and that made no sense at all to us.
So we decided to do something about it. To make credit easy to understand. To debunk the myths. To give control back to the people. And to give them all of this... absolutely free.
We’re working with Experian, one of Australia’s official credit reporting bodies, to securely provide you with your credit information.
Your credit score is a numerical representation of how you're viewed from a financial point of view. It can help a bank decide whether or not you're a good candidate for a home loan, for example, or how much your credit card limit should be.
Once you know your score, you can improve and protect your credit reputation. We’ll provide you with monthly score updates so you can see how you’re tracking and credit alerts to help you protect your credit reputation from identity theft & fraud.
You’ll also get access to a wide range of tools and resources, including tips, calculators and personalised offers for your score.
Your journey to getting Credit Savvy starts here.