By signing up, I accept Credit Savvy's Terms of Service and Privacy Policy. I agree that Credit Savvy and its partners may contact me for marketing purposes and that I can unsubscribe by updating my preferences.
Create your account
Verify your ID
Check your score
SavvyShield makes it easy to temporarily ban access to your Credit Report if you’re worried your identity has been compromised.
Your credit score can play a huge role in many of life’s biggest decisions.
Understanding it can help you make smarter financial decisions and protect your credit reputation.
Here are six reasons to join us now.
Track your credit score & report
Get access to your free credit score and comprehensive credit report information, along with free monthly score updates to help you monitor your credit reputation over time.
Learn what’s behind your score
Uncover the important elements of your credit report. Identify key factors influencing your score so you can take action to improve it.
Compare products for your score
Use your credit score to see if you can find better deals. Search and compare credit cards, personal loans and home loans with our comparison service.
Explore your options
Update your offer settings and explore the latest products and offers available.
Achieve your financial goals
Get the tools and resources to build your credit confidence and improve your financial wellbeing.
Protect your credit reputation
Receive alerts whenever there are changes to your credit file to help you guard against identity theft and fraud.
We use bank-level encryption and we work with industry leading experts to keep your details safe.
We respect your privacy and we’ll never share your personal information without your consent.
A credit score is a number that is calculated using the details on your credit file. It’s a simple representation of your creditworthiness and is dynamic – meaning it may change from month to month.
A score can be between 0 and 1000 and the higher the score, the better. To make it easy, we’ve grouped the scores into 5 bands from Excellent to Below Average.
Lenders such as banks, credit card companies, utilities and telcos can use your score to assess the risk of lending you money or extending you credit. Your score can also determine how much they will lend you as well as the interest rate. Knowing your score can help you make smarter financial decisions.
With Credit Savvy, you get free access to your Experian credit score and credit file information. You can track your progress with monthly updates and get alerts about key changes to your credit file.
You’ll also see how your score compares to other Australians. You can learn how to improve and protect your score and see how you can use it to get a better deal.
We've teamed up with Experian, one of Australia's official credit reporting bodies, to provide you with access to your Experian score and credit file information.
