Introducing SavvyShield. Exclusively available in the Credit Savvy App.
Protect your Credit Score from fraud with Credit Savvy - for free
Identity theft can damage your Credit Score.
Identity theft is one of the most common crimes in Australia
Identity theft can occur through losing identification documents such as a driver's license, a digital scam or a hack on an individual or company.
Identity crime often results in financial loss
When an identity is compromised it can result in fraudulent credit being obtained, such as a loan or credit card. This leaves you potentially liable for credit you were unaware of.
Your Credit Score could be damaged by fraudulent credit applications
Multiple credit checks and unpaid amounts on fraudulent credit lines could damage your score. Repairing your score after fraud can be time consuming and frustrating.
A ban on your Credit Report can help
When a ban is put in place it ‘freezes’ access to your Credit Report. This means that the Credit Reporting Bodies (CRBs) are not able to disclose your Credit Report to lenders to prevent credit being acquired in your name.
How SavvyShield works
Protect your Credit Score
Place a ban on your Experian Credit Report directly from the Credit Savvy App. A ban helps prevent new credit from being taken out in your name by blocking credit checks.
SavvyShield alerts
Get alerted to attempts to access your Experian Credit Report even while the ban is on.
Take control of your Experian Credit Report
You can place, extend or remove the ban on your Experian Credit Report with just a few taps from the App.
Protect your Credit Score from fraud
SavvyShield makes it easy to temporarily ban access to your Credit Report if you’re worried your identity has been compromised. Banning access to your Credit Report stops all credit checks - helping protect your Credit Score from damage by anyone trying to impersonate you for their own financial gain. Activating SavvyShield via the Credit Savvy App instantly alerts Experian, our credit reporting partner, to freeze your Credit Report until you’re confident that the risk to your credit reputation is resolved. Download now