Discover Offers

purchase rate
14.99%

per annum

balance transfer
0%

p.a. for 28 months

then 14.99% p.a.

annual fee
$69

the first year

purchase rate
20.99%

per annum

balance transfer
-

monthly fee
$3

up to

purchase rate
13.99%

per annum

balance transfer
-

monthly fee
$6

up to

purchase rate
0%

p.a. for 12 months

then 12.99% p.a.

balance transfer
0%

p.a. for 12 months

then 12.99% p.a.

annual fee
$69

the first year

purchase rate
0%

p.a. for 12 months

then 12.99% p.a.

balance transfer
0%

p.a. for 12 months

then 12.99% p.a.

annual fee
$49

the first year

purchase rate
14.99%

per annum

balance transfer
0%

p.a. for 28 months

then 14.99% p.a.

annual fee
$0

the first year

Personal Loans

fixed rate
3.99%

per annum

comparison rate ~
3.99%

p.a. based on $30,000 for 5 years secured

fees
$0 upfront
$0 per month
indicative score band
Not supplied

What's this?

fixed rate
From: 6.99%
Up to: 13.49%

per annum

comparison rate ~
From: 8.40%
Up to: 14.83%

p.a. based on $30,000 for 5 years secured

fees
$250 upfront
$15 per month
indicative score band
Not supplied

What's this?

variable rate
From: 8.50%
Up to: 20.50%

per annum

comparison rate ~
From: 9.89%
Up to: 21.79%

p.a. based on $30,000 for 5 years unsecured

fees
$250 upfront
$15 per month
indicative score band
Not supplied

What's this?

fixed rate
From: 8.50%
Up to: 20.50%

per annum

comparison rate ~
From: 9.53%
Up to: 21.39%

p.a. based on $30,000 for 5 years unsecured

fees
$0 upfront
$15 per month
indicative score band
Not supplied

What's this?

Home Loans

variable rate
5.99%

per annum

comparison rate*
5.90%

per annum

fees
$0 upfront
$0 per annum
LVR#
80%

maximum

variable rate
6.59%

per annum

comparison rate*
6.60%

per annum

fees
$0 upfront
$0 per annum
LVR#
60%

maximum

variable rate
6.69%

per annum

comparison rate*
6.70%

per annum

fees
$0 upfront
$0 per annum
LVR#
70%

maximum

variable rate
6.29%

per annum

comparison rate*
6.20%

per annum

fees
$0 upfront
$0 per annum
LVR#
80%

maximum

variable rate
6.79%

per annum

comparison rate*
6.80%

per annum

fees
$0 upfront
$0 per annum
LVR#
80%

maximum

Everyday Banking

Pensioner Security Account
Pensioner Security Account
max. variable rate
2.80%

per annum

standard variable rate
0.05%

per annum

GoalSaver
GoalSaver
max. variable rate
4.90%

per annum

standard variable rate
0.40%

per annum

Limited Time
NetBank Saver
NetBank Saver
max. variable rate
5.10%

per annum

standard variable rate
2.35%

per annum

Everyday Account Smart Access
Everyday Account Smart Access
max. variable rate
-

per annum

standard variable rate
-

per annum

Other offers

Do You Have Unclaimed Benefits?
Do You Have Unclaimed Benefits?

Benefits finder has helped connect millions of CommBank customers to benefits, rebates and concessions they may be eligible to claim. To use the Benefits finder feature, you’ll need to have an account with CommBank and be registered for NetBank.

Home-in
Home-in

Home-in will support you at every step in your home buying journey and bring everything you need together in one place. It's your virtual home buying concierge and helps simplify the stressful and complex process of buying a home.

Travel Money Card
Travel Money Card

Prepare, pack and go with CommBank's Travel Money Card.

  • Load up to 13 foreign currencies for instant access to your cash
  • Use it to withdraw cash at ATMs or over-the-counter, or to pay in-store, online or over the phone
Essential Super
Essential Super

CommBank have partnered with Colonial First State to improve and simplify your superannuation experience.

Why join Essential Super?

  • Annual fees at least 15% lower on average*

  • Manage your super, alongside your banking, in the CommBank app

  • Choice of investment option, or have it managed for you

  • With Thrive+ Sustainable Growth, invest in a positive contribution to the planet**

Open an account in minutes!

AIA Health Insurance
AIA Health Insurance

CommBank have partnered with AIA Health to actively improve the health and financial wellbeing of Australians. AIA Health delivers innovative insurance solutions and is committed to helping you make better lifestyle choices, all while rewarding you for healthier living.

Why join AIA Health?

• Receive a 5% annual discount, 10% extras boost and Hospital excess or co-payment refund with AIA Vitality

• No gap dental with a smile.com.au dentist

Please read the combined Product Disclosure Statement & Financial Services Guide to decide if the insurance is right for you.

CommBank Term Deposit
CommBank Term Deposit

Lock away savings at a fixed rate.

This could be for you if you want:

  • To leave your savings untouched for a certain amount of time
  • An investment with a fixed rate of return
  • To invest from $5,000 to less than $2,000,000
AIA Life Insurance
AIA Life Insurance

At a time when your loved ones need it most, life insurance can help cover any expenses, such as your home loan, debts, children's education and everyday bills.

CommBank have partnered with AIA Australia to actively improve the financial health and wellbeing of Australians. AIA Australia is committed to helping you make healthier lifestyle choices every day with rewards along the way.

Some reasons to consider AIA life insurance:

• Cover to suit your needs. Apply for Permanent Disability (TPD) or Trauma cover as additional cover options

• Quick and easy to apply online

• Easily see your policy details in NetBank or the CommBank app

Please read the combined Product Disclosure Statement & Financial Services Guide to decide if the insurance is right for you.

AIA Income Protection
AIA Income Protection

Protect your most valuable asset - your income

CommBank have partnered with AIA Australia to actively improve the financial health and wellbeing of Australians. AIA Australia delivers innovative insurance solutions, and is committed to helping you make healthier lifestyle choices every day with rewards along the way.

Why consider income protection with AIA?

• Cover up to 70% of your monthly income (up to $10,000 per month)

• Quick and easy to apply online

• Choice of disability payout benefit period (6 months, 1 year or 2 years)

• Easily see your policy details in NetBank and CommBank app

Please read the combined Product Disclosure Statement & Financial Services Guide to decide if the insurance is right for you.

Advertiser Disclosure

*Comparison rate is calculated based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different fees, terms, or a different loan amount might result in a different comparison rate.

#The maximum loan to value ratio (LVR) listed on the site may, or may not include the lender mortgage insurance (LMI) premium and therefore may be different from that published by the lender.

~Comparison rate is calculated as indicated. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different fees, terms, or a different loan amount might result in a different comparison rate. Credit Savvy endeavours to show accurate and up to date information however product provider interest rates may change without notice and may be different on the product issuer’s website. You should consider the product providers website before making a decision on whether to apply for a product.

**The indicative repayments are based on the offer settings information added for loan amount and duration only and may not include all fees and charges.

This is an information service only and any information displayed is not to be taken as a recommendation for you to take out a particular product. Where Credit Savvy displays credit products that you may be eligible for, this means that the lender has indicated that applicants must at a minimum meet this credit score as part of the product criteria. Credit Savvy does not take into account your objectives, financial situation or needs when displaying any products on its website.

Products shown are only a selection and not representative of all products in the market. Loan products shown are limited to those issued by the Commonwealth Bank of Australia (CBA) ABN 48 123 123 124 and AFSL/Australian credit licence 234945. CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 and Australian Credit Licence 516487, trading as Credit Savvy Australia is a wholly owned but non-guaranteed subsidiary of CBA. CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia.

All loan product applications are subject to the provider's credit criteria, approval and terms and conditions. Conditions, fees and charges may apply. Interest rates are subject to change and some products may have lower introductory rates which revert to higher rates after a set period of time. You should consider your own objectives, financial situation and needs, along with the product's terms and conditions, before making a decision to apply for a product. Once you click on a link or apply for a certain product you will be dealing with the provider and not us. We do not accept any liability in respect of any product from any provider.

The display or order of products is not an indication of product ranking or suitability. Commercial arrangements exist with some providers (which may include payments that we receive from them for displaying their products and associated click throughs.

Credit Savvy endeavours to provide accurate information and no responsibility is taken for errors or oversights. The results from any calculations, such as indicative monthly repayments, are estimates only and should be used for general information purposes.

We act as a credit intermediary and do not provide personal financial, legal or tax advice, or credit assistance of any form. Any content featured on the site is of a general and informative nature only and does not take into account your personal objectives, financial situation or needs. You should consider your needs, along with the product's terms and conditions before making a decision. We do not accept any liability in respect of any product or service which you elect to acquire from any provider.

© 2024 CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 and Australian Credit Licence 516487, trading as Credit Savvy Australia.
Credit Savvy is a trademark of CBA New Digital Businesses Pty Ltd. CBA New Digital Businesses Pty Ltd is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia.

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