Credit Score

Get all of your credit questions answered with articles from our credit gurus.

Introducing Credit Score Factors

Introducing Credit Score Factors

06 October 2020
What you need to know when your loan repayment deferral ends

What you need to know when your loan repayment deferral ends

28 September 2020
How COVID-19 may affect your finances

How COVID-19 may affect your finances

07 May 2020
Common COVID-19 Questions: Personal loan repayments & your credit score

Common COVID-19 Questions: Personal loan repayments & your credit score

07 May 2020
Credit Savvy Privacy Policy

Common COVID-19 Questions: Credit card repayments & your credit score

23 April 2020
5 things every woman should do to get on top of their finances

5 things every woman should do to get on top of their finances

04 March 2020
4 simple tips to help you reduce your money stress

4 simple tips to help you reduce your money stress

25 February 2020
3 ways to find financial harmony with your partner

3 ways to find financial harmony with your partner

14 February 2020
Tips to get a strong credit score

Tips to help you get a strong credit score

11 February 2020
How missing credit card repayments could impact your credit score

How missing credit card repayments could impact your credit score

14 January 2020
New information on your file from Credit Corp

New information on your credit file from Credit Corp

11 December 2019
New credit account information on your credit file from SocietyOne

New credit account information on your credit file from SocietyOne

02 December 2019
The dangers of using buy now, pay later on Black Friday & Cyber Monday sales

The dangers of using buy now, pay later on Black Friday & Cyber Monday sales

28 November 2019
New account information on your credit file (Latitude)

New credit account information on your credit file from Latitude

28 November 2019
Do your credit reports get merged when you get married?

Do your credit reports get merged when you get married?

08 November 2019
When shouldn’t you refinance your home loan?

When shouldn’t you refinance your home loan?

23 September 2019
What type of debt can have an impact on my home loan application?

What type of debt can have an impact on my home loan application?

23 September 2019
New account information on your credit file

New account information on your credit file

16 September 2019
6 things that don't affect your credit score

6 things that don’t affect your credit score

22 August 2019
New credit account information on your credit file from FlexiGroup

New credit account information on your credit file from FlexiGroup

19 August 2019
New credit account information on your credit file from American Express

New credit account information on your credit file from Amex

15 July 2019
Man making travel and budgeting plans on a map

5 tips to manage your finances while travelling overseas

11 July 2019
Think twice before you Afterpay on EOFY sales

Think twice before you Afterpay on EOFY sales

27 June 2019
New credit account information on your credit file from Pepper

New credit account information on your credit file from Pepper

21 June 2019
Why you shouldn’t max out your credit card

Why you shouldn’t max out your credit card

18 June 2019
How closing your credit card could hurt your credit score

How closing your credit card could hurt your credit score

18 June 2019
Placing a ban on your credit report

Placing a ban on your credit report

15 May 2019
Savvy tips for mums to get their finances in shape

Savvy tips for mums to get their finances in shape

03 May 2019
What to consider before switching banks

What to consider before switching banks

01 May 2019
What you didn’t know about home loan pre-approvals

What you didn’t know about home loan pre-approvals

05 April 2019
Do home loan pre-approvals affect your credit score?

Do home loan pre-approvals affect your credit score?

03 April 2019
New credit account information on your credit file from CUA

New credit account information on your credit file from CUA

29 March 2019
New credit account information on your credit file from HSBC

New credit account information on your credit file from HSBC

06 March 2019
New credit account information on your credit file from NAB

New credit account information on your credit file from NAB

16 February 2019
How to apply for a home loan when your partner has a bad credit score

How to apply for a home loan when your partner has a bad credit score

14 February 2019
3 reasons you should know your partner's credit score

3 reasons you should know your partner’s credit score

12 February 2019
Buy now, pay later services and your credit score

What you should know about buy now, pay later services & your credit score

11 January 2019
New account information on your credit file (Advantedge Financial Services)

New credit account information on your credit file from Advantedge

07 December 2018
Don’t let your ex ruin your credit score

Don’t let your ex ruin your credit score

14 November 2018
Don’t let your housemate ruin your credit score

Don’t let your housemate ruin your credit score

08 November 2018
How the new car loan regulations will affect you

How the new car loan regulations will affect you

02 November 2018
Credit cards that could help you save

Credit cards that could help you save

30 October 2018
3 things you should know about payday loans

How payday loans can hurt your credit score

17 October 2018
Benefits of CCR and how it can help with your next credit application

What are the benefits of CCR and how it can help with your next credit application?

06 October 2018
Common CCR Questions - How and when do late payments hurt my credit score?

Common CCR Questions: How and when do late payments hurt my credit score?

06 October 2018
How to read your credit report summary

How to read your credit report summary

05 October 2018
How does Comprehensive Credit Reporting impact me and my score?

How does Comprehensive Credit Reporting impact me and my score?

04 October 2018
Comprehensive Credit Reporting is here! What are the changes

Comprehensive Credit Reporting is here! What are the changes?

05 September 2018
I have a good credit score, why was I rejected

I have a good credit score, why was I rejected?

28 August 2018
Questions to ask yourself before you borrow

Questions to ask yourself before you borrow

20 August 2018
Credit score 101 for uni students

Credit score 101 for uni students

14 August 2018
Not so obvious reasons to monitor your credit score

Not so obvious reasons to monitor your credit score

08 August 2018
What are Bad Credit Car Loans

What are Bad Credit Car Loans?

19 July 2018
What you should know about mobile phone plans

What you should know about mobile phone plans

13 July 2018
How to get ready for Comprehensive Credit Reporting

How to get ready for Comprehensive Credit Reporting

05 July 2018
New Citibank account information on your credit file

New account information on your credit file from Citibank

28 June 2018
How accurate is my credit score on Credit Savvy

How accurate is my credit score on Credit Savvy?

20 June 2018
Which age group has the highest credit score

Which age group has the highest credit score?

19 June 2018
3 things that affect your credit score that they won’t tell you

3 things that affect your credit score that they won’t tell you

13 June 2018
Questions about credit scores that you were too afraid to ask

Questions about credit scores that you were too afraid to ask

16 May 2018
Why your score might have changed recently

Why your score might have changed recently

14 May 2018

Credit Savvy’s top tips to get ready for Comprehensive Credit Reporting

08 May 2018
What you need to look out for in Buy Now, Pay Later services

What you need to look out for in Buy Now, Pay Later services

02 May 2018
Why hasn't my credit score changed

Why hasn’t my credit score changed?

04 April 2018
Why isn't my credit score higher?

Why isn’t my credit score higher?

05 February 2018
Why did my credit score change?

Why did my credit score change?

01 February 2018
What are credit enquiries

What are credit enquiries?

18 January 2018
Information on credit scores

What is a credit score?

18 January 2018
3 FAQs about mobile phone contracts

3 FAQs about mobile phone contracts

24 November 2017
Why home loans are like jeans

Why home loans are like jeans & how to choose the right one in 4 simple steps

01 November 2017
3 little things that might be hurting your credit score

3 little things you’re doing that might be hurting your credit score

10 October 2017
3 ways to use financial goals to improve your credit score

Mid-year check in: 3 ways to use financial goals to improve your credit score

16 August 2017
How do phone & internet bills affect your credit score?

How do phone & internet bills affect your credit score?

21 June 2017
What is a payday loan and is it bad for my credit score?

What is a payday loan and is it bad for my credit score? | Personal Loan FAQs

07 June 2017
There's one thing that the USA is doing far better than us Aussies

There’s one thing that the USA is going far better than us Aussies…

05 April 2017
Why Credit Savvy?

Why Credit Savvy?

27 March 2017
5 habits of people with good credit scores

5 habits of people with good credit scores

23 March 2017
Not a one night stand

Not a one night stand – this is a long term relationship you need to be in

14 March 2017
6 tips to get your credit score in shape in 2017

6 tips to get your credit score in shape in 2017

30 January 2017
3 reasons why you may have different credit scores

3 reasons why you may have different credit scores

25 January 2017
Can I pay someone to fix my credit score or credit report?

Can I pay someone to fix my credit score or credit report?

16 January 2017
6 common credit terms you should know - Credit Score

6 common credit terms you should know: credit score

11 January 2017
Why you shouldn’t stress out when your credit score drops

Why you shouldn’t stress out when your credit score drops

08 October 2016

4 credit score myths busted

02 August 2016
I've got my credit score…now what?

I’ve got my credit score…now what?

09 July 2016
5 questions about credit scores you were to embarrassed to ask

5 questions about credit scores you were too embarrassed to ask

04 July 2016
Can a credit card limit increase hurt your credit score?

Can a credit card limit increase hurt your credit score?

18 May 2016
5 things you might not know about your credit score

5 things you might not know about credit scores

22 April 2016
Do rich people have the best credit scores?

Do rich people have the best credit scores?

11 April 2016
Application overload: credit cards & your credit score

Application overload: credit cards & your credit score

04 December 2015
Young Aussies found to have the worst credit scores

Young Aussies found to have the worst credit scores: our top tips

22 October 2015

What’s not in a credit score?

10 July 2015

Could your credit score save you money?

24 June 2015

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