Oh no! It looks like your browser has disabled JavaScript. Please turn it on to enjoy the Credit Savvy experience.
Alternatively, please try using a different browser.
Credit Score
Free credit score
Credit report summary & score factors
Credit file monitoring
Compare savvy offers
Making credit simple
Comprehensive or positive reporting
Security and identity protection
How it works
Compare
Learn
Help
Sign up
Log in
Learn
Calculators
Credit Quizzes
Credit Score
Get all of your credit questions answered with articles from our credit gurus.
ADVERTISEMENT
What is a business credit score?
30 June 2021
Life is full of big moments | Credit Savvy Video
08 February 2021
5 habits of people with good credit scores
28 January 2021
The dangers of using buy now, pay later on Black Friday & Cyber Monday sales
27 November 2020
6 great credit card tips you can start today
29 October 2020
Introducing Credit Score Factors
06 October 2020
How COVID-19 may affect your finances
07 May 2020
Common COVID-19 Questions: Personal loan repayments & your credit score
07 May 2020
Common COVID-19 Questions: Credit card repayments & your credit score
23 April 2020
5 things every woman should do to get on top of their finances
04 March 2020
4 simple tips to help you reduce your money stress
25 February 2020
3 ways to find financial harmony with your partner
14 February 2020
Tips to help you get a strong credit score
11 February 2020
How closing your credit card could hurt your credit score
18 January 2020
New information on your credit file from Credit Corp
11 December 2019
New credit account information on your credit file from SocietyOne
02 December 2019
New credit account information on your credit file from Latitude
28 November 2019
Do your credit reports get merged when you get married?
08 November 2019
3 little things you’re doing that might be hurting your credit score
25 October 2019
How missing credit card repayments could impact your credit score
07 October 2019
When shouldn’t you refinance your home loan?
23 September 2019
What type of debt can have an impact on my home loan application?
23 September 2019
New account information on your credit file
16 September 2019
6 things that don’t affect your credit score
22 August 2019
New credit account information on your credit file from FlexiGroup
19 August 2019
New credit account information on your credit file from Amex
15 July 2019
5 tips to manage your finances while travelling overseas
11 July 2019
Think twice before you Afterpay on EOFY sales
27 June 2019
New credit account information on your credit file from Pepper
21 June 2019
Why you shouldn’t max out your credit card
18 June 2019
Placing a ban on your credit report
15 May 2019
Savvy tips for mums to get their finances in shape
03 May 2019
What to consider before switching banks
01 May 2019
What you didn’t know about home loan pre-approvals
05 April 2019
Do home loan pre-approvals affect your credit score?
03 April 2019
New credit account information on your credit file from CUA
29 March 2019
New credit account information on your credit file from HSBC
06 March 2019
New credit account information on your credit file from NAB
16 February 2019
How to apply for a home loan when your partner has a bad credit score
14 February 2019
3 reasons you should know your partner’s credit score
12 February 2019
What you should know about buy now, pay later services & your credit score
11 January 2019
New credit account information on your credit file from Advantedge
07 December 2018
Don’t let your ex ruin your credit score
14 November 2018
Don’t let your housemate ruin your credit score
08 November 2018
How the new car loan regulations will affect you
02 November 2018
Credit cards that could help you save
30 October 2018
How payday loans can hurt your credit score
17 October 2018
What are the benefits of CCR and how it can help with your next credit application?
06 October 2018
Common CCR Questions: How and when do late payments hurt my credit score?
06 October 2018
How to read your credit report summary
05 October 2018
How does Comprehensive Credit Reporting impact me and my score?
04 October 2018
Comprehensive Credit Reporting is here! What are the changes?
05 September 2018
I have a good credit score, why was I rejected?
28 August 2018
Questions to ask yourself before you borrow
20 August 2018
Credit score 101 for uni students
14 August 2018
Not so obvious reasons to monitor your credit score
08 August 2018
What are Bad Credit Car Loans?
19 July 2018
What you should know about mobile phone plans
13 July 2018
How to get ready for Comprehensive Credit Reporting
05 July 2018
New account information on your credit file from Citibank
28 June 2018
How accurate is my credit score on Credit Savvy?
20 June 2018
Which age group has the highest credit score?
19 June 2018
3 things that affect your credit score that they won’t tell you
13 June 2018
Questions about credit scores that you were too afraid to ask
16 May 2018
Why your score might have changed recently
14 May 2018
Credit Savvy’s top tips to get ready for Comprehensive Credit Reporting
08 May 2018
What you need to look out for in Buy Now, Pay Later services
02 May 2018
Why hasn’t my credit score changed?
04 April 2018
Why isn’t my credit score higher?
05 February 2018
What is a credit score?
18 January 2018
3 FAQs about mobile phone contracts
24 November 2017
Why home loans are like jeans & how to choose the right one in 4 simple steps
01 November 2017
Mid-year check in: 3 ways to use financial goals to improve your credit score
16 August 2017
How do phone & internet bills affect your credit score?
21 June 2017
What is a payday loan and is it bad for my credit score? | Personal Loan FAQs
07 June 2017
There’s one thing that the USA is going far better than us Aussies…
05 April 2017
Why Credit Savvy?
27 March 2017
Not a one night stand – this is a long term relationship you need to be in
14 March 2017
6 tips to get your credit score in shape in 2017
30 January 2017
3 reasons why you may have different credit scores
25 January 2017
Can I pay someone to fix my credit score or credit report?
16 January 2017
6 common credit terms you should know: credit score
11 January 2017
Why you shouldn’t stress out when your credit score drops
08 October 2016
4 credit score myths busted
02 August 2016
I’ve got my credit score…now what?
09 July 2016
5 questions about credit scores you were too embarrassed to ask
04 July 2016
Can a credit card limit increase hurt your credit score?
18 May 2016
5 things you might not know about credit scores
22 April 2016
Do rich people have the best credit scores?
11 April 2016
Application overload: credit cards & your credit score
04 December 2015
Young Aussies found to have the worst credit scores: our top tips
22 October 2015
What’s not in a credit score?
10 July 2015
Could your credit score save you money?
24 June 2015
View more articles
Unfortunately, your browser is no longer supported
Outdated browsers can expose your computer to security risks. To get the best experience using our site, you’ll need to upgrade to a newer browser.
