Credit FAQ

Get all of your credit questions answered with articles from our credit gurus.

How do I fix an error on my credit report

How do I fix an error on my credit report?

01 March 2020
How are credit scores calculated

How are credit scores calculated?

26 February 2020
5 ways you're hurting your credit score

5 ways you’re hurting your credit score

11 December 2019
How to improve your credit score

How to improve your credit score

16 November 2019
Placing a ban on your credit report

Placing a ban on your credit report

15 May 2019
Benefits of CCR and how it can help with your next credit application

What are the benefits of CCR and how it can help with your next credit application?

06 October 2018
Common CCR Questions - How and when do late payments hurt my credit score?

Common CCR Questions: How and when do late payments hurt my credit score?

06 October 2018
Common CCR Questions - Why aren’t all my credit accounts appearing on my file?

Common CCR Questions: Why aren’t all my credit accounts appearing on my file?

06 October 2018
How to read your credit report summary

How to read your credit report summary

05 October 2018
How long does information stay on my credit file?

How long does information stay on my credit file?

05 October 2018
Life with vs without CCR

Life with vs without comprehensive credit reporting

04 October 2018
How does Comprehensive Credit Reporting impact me and my score?

How does Comprehensive Credit Reporting impact me and my score?

04 October 2018
Common CCR Questions - What if I’m in financial hardship?

Common CCR Questions: What if I’m in financial hardship?

04 October 2018
Common CCR Questions - How is my comprehensive credit information being shared and protected?

Common CCR Questions: How is my comprehensive credit information being shared and protected?

26 September 2018
Common CCR Questions - How do I remove something from my credit report?

Common CCR Questions: How do I remove something from my credit report?

18 September 2018
Comprehensive Credit Reporting is here! What are the changes

Comprehensive Credit Reporting is here! What are the changes?

05 September 2018
I have a good credit score, why was I rejected

I have a good credit score, why was I rejected?

28 August 2018
Questions to ask yourself before you borrow

Questions to ask yourself before you borrow

20 August 2018
How to get ready for Comprehensive Credit Reporting

How to get ready for Comprehensive Credit Reporting

05 July 2018
How accurate is my credit score on Credit Savvy

How accurate is my credit score on Credit Savvy?

20 June 2018

Credit Savvy’s top tips to get ready for Comprehensive Credit Reporting

08 May 2018
repayment history comprehensive credit reporting

Repayment history information and Comprehensive Credit Reporting (CCR)

05 February 2018
What's in a credit score?

What’s in a credit score?

03 February 2018
Are you afraid to check your credit score?

Are you afraid to check your credit score?

03 February 2018
Positive/Comprehensive credit reporting

Comprehensive Credit Reporting (CCR)

02 February 2018
How to fix an error on your credit report

How to fix an error on your credit report

02 February 2018

How often should I check my credit score?

31 January 2018
How credit scores are used

How are credit scores used?

18 January 2018
Credit FAQ

FAQs

18 January 2018
Key resources on Credit

Key resources

18 January 2018
What is a credit bureau

Credit bureaus – what are they, what do they do?

18 January 2018
Credit file monitoring

Credit file monitoring and alerts

18 January 2018
account information and ccr

Account information – Comprehensive Credit Reporting (CCR)

18 January 2018
Why you might have been declined

Why you might have been declined

18 January 2018
Why should you monitor credit

Why you should monitor your credit

18 January 2018
Credit Basics

Credit basics

18 January 2018
What are Bankruptcies?

What are bankruptcies?

18 January 2018
What are court judgements

What are court judgements?

18 January 2018
What are credit enquiries

What are credit enquiries?

18 January 2018
What are defaults

What are defaults?

18 January 2018
What are late payments

What are late payments?

18 January 2018
What are serious credit infringements

What are serious credit infringements?

18 January 2018
Credit score based on limited credit information

What does it mean if my score is based on limited credit file information?

18 January 2018
What if the information held on me is wrong?

What if the information held on me is wrong?

18 January 2018
What is a credit report

What is a credit report?

18 January 2018
Information on credit scores

What is a credit score?

18 January 2018
Manage my debt

What you should know about managing debt

18 January 2018
5 FAQs about defaults

5 FAQs about defaults

13 September 2017
infographic-what-is-ccr

Infographic | What is CCR?

11 May 2017
6 common credit terms you should know: CCR

6 common credit terms you should know: CCR

15 February 2017
6 common credit terms you should know: enquiry & default

6 common credit terms you should know: enquiry & default

08 February 2017
6 common credit terms you should know: CRB

6 common credit terms you should know: CRB

02 February 2017
6 common credit terms you should know: credit report

6 common credit terms you should know: credit report

18 January 2017
Can I pay someone to fix my credit score or credit report?

Can I pay someone to fix my credit score or credit report?

16 January 2017
6 common credit terms you should know - Credit Score

6 common credit terms you should know: credit score

11 January 2017
I don't recognise this entry! How do I get it removed?

I don’t recognise this entry! How do I get it removed?

09 January 2017
YAWA: Who is Experian?

Who is Experian?

28 December 2016
YAWA: I've paid off my debt, why is it still on my file?

I’ve paid off my debt, why is it still on my file?

21 December 2016
YAWA: Who can access my credit report?

Who can access my credit report?

16 December 2016
Can a credit card limit increase hurt your credit score?

Can a credit card limit increase hurt your credit score?

18 May 2016
5 things you might not know about your credit score

5 things you might not know about credit scores

22 April 2016

Cutting through the jargon: Credit 101

16 October 2015

What’s not in a credit score?

10 July 2015

Does checking my credit score decrease it?

15 May 2015

Credit Scores, Credit Files, and Credit Reports… What’s the difference?

10 April 2015

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