Limited Time Offer from NobleOak Life Insurance


Sponsored offer by NobalOak Life


When you take out life insurance cover with NobleOak before 30 May 2019, not only you could save 20% on average* on your premiums compared to other major insurers, you’ll also receive a $100 eGift card**.


Why NobleOak?

When choosing Life Insurance from NobleOak, you’ll benefit from the following:

  • Fully-underwritten cover so there are no delays or surprises at claim time
  • No adviser fees as the cover is purchased directly
  • Life Insurance premiums which are 20% lower on average* than comparable cover
  • The most awarded Direct Life Insurer of 2018**


Credit Savvy members who take up NobleOak Premium Life Direct before 30 May 2019 will receive an eGift Card to the value of $100**.


Find out more


This offer was sponsored by NobleOak Life and originally published on 16/04/19.

Important Information

The information provided in this guide is general only and does not take into account your individual circumstances, objectives, financial situation and needs. If in doubt about your personal situation or needs, you should seek financial advice. Please consider the Product Disclosure Statement which sets out the terms and conditions of the Life Insurance cover to make sure this cover is right for you. You can contact NobleOak for a copy on 1300 041 494 or online at NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302.

*Please contact NobleOak to verify your actual premium and to apply for cover on 1300 041 494 which will take into account your age, occupation, sum insured, health and pastimes. The 20% savings quoted are the average savings when comparing NobleOak’s premiums for its Term Life cover under NobleOak’s Premium Life Direct product to the average cost of Term Life insurance products offered by other Life Insurance companies, including products available directly from the insurer (8 products included in this comparison) and those available for purchase through a financial adviser or broker (7 products included in this comparison).

Based on premium rates available at 31 October 2018, Strategic Insight has calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 45% lower than other comparable Direct Offerings (using an analysis of 8 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 50).

Strategic Insight has also calculated that for Term Life, Noble Oak’s Premium Life Direct product is on average 12% lower than Advised Offerings (using an analysis of 7 products, Male and Female non-smoker White Collar workers with a Sum Insured of $500,000 and across 5 year age bands from age 30 to age 60 for Advised products). Life Insurance rates for insurers, including NobleOak, may change in the future and this could change the outcome.

Strategic Insight (Actuaries and Researchers) is the leading independent supplier of Australian Life Insurance and Managed Funds market information, relied upon for over 20 years by the leading life offices, analysts, dealer groups and government bodies.

**$100 eGift card
Take up NobleOak Premium Life Direct with a policy start date between 29 March 2019 and 30 May 2019 and receive a Prezzee eGift Card to the value of $100. To be eligible to receive the Prezzee eGift Card you must take up new Life Insurance cover and remain a policy holder after 60 days. This offer is available once only per new customer and may not be used in conjunction with any other offer. Prezzee is not able to answer any questions about this promotion, and all queries should be directed to NobleOak Life Limited 85 087 648 708 AFS Licence AFSL 247302.

Eligible Recipients will receive their Prezzee eGift Card by email up to 90 days after NobleOak Life has confirmed their eligibility. The Prezzee eGift Card is valid for 3 years from the date of issue ( The NobleOak Premium Life Direct cover must be current and paid up to date at the time the offer is redeemed. For full eGift card terms & conditions see here.

The Prezzee Swap Gift Card will be delivered as an eGift card via email and can be exchanged for another Retailer Gift Card available on the Prezzee platform for the same amount. Recipient must exchange for a gift card of equal amount or swap for up to 4 retailers to the full value of the card. Prezzee Swap Gift Cards have a 36-month expiry date for users to exchange for the new Retailer Gift Card of their choice. Once the new Gift Card has been selected new expiry dates will be set and terms and conditions apply to the specific Retailer Gift Card chosen. Prezzee Swap Gift Cards are not redeemable for cash. To exchange card, the recipient must click on the OPEN GIFT in the email and follow screen prompts. Prezzee terms of service apply, see

***Canstar Outstanding Value for Direct Life Insurance Award in 2016, 2017 and 2018. Canstar Outstanding Value for Direct Income Protection Award in 2016, 2017, 2018 and 2019. FEEFO Gold Trusted Service Award in 2017, 2018 and 2019. Strategic Insight 2018 Direct Life Insurance Overall Excellence Award. Strategic Insight 2018 Excellence Awards in Customer Service, Income Protection and TPD. Australian Insurance Awards Life Insurance Company of the Year 2018.

Products shown are only a selection and not representative of all lenders or products in market. All product applications are subject to the provider’s credit criteria, approval and terms and conditions. Conditions, fees and charges may apply. Interest rates are subject to change and some products may have lower introductory rates which revert to higher rates after a set period of time. You should consider your needs, along with the product’s terms and conditions before making a decision to apply for a product.