Last updated: 05 August 2020

Important Information

CommBank Low Fee Gold credit card

Get 0% p.a. on purchases for 15 months when you apply for a new CommBank Low Fee Gold credit card by 28 October 2020.1

$0 annual fee in the first year and subsequent years when you spend $10,000 or more a year on purchases or cash advances in the previous year.2

Pay no international transaction fees for purchases made overseas and online.3

Purchase security insurance available for most lost, stolen or damaged purchases.4


Find out more


Purchase rate 19.74% p.a.
Balance transfer 5.99% p.a. for 5 months then 21.24% p.a.
Ongoing fee $0 or $89 annual fee2
Interest free days Maximum 55 days on purchases
Cash advance rate 21.24% p.a.
Credit limit $4,000 minimum
Minimum repayment The greater of 2.00% or $25


Free Extended Warranty Insurance
Free Accidental Damage Insurance
Free Overseas Travel Insurance
Free Travel Inconvenience Insurance
Free Rental Car Damage Liability Waiver Insurance
Shopper’s Protection Insurance
Concierge Service


Other Fees
Supplementary card fee $0
International transaction fee on purchases 0%
Late payment fee $20
Over limit fee $0
Cash advance fee The greater of 3.00% or $3


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Product Specific Terms & Conditions

The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Financial Services Guide. Applications for credit cards are subject to credit approval. Full terms and conditions will be included in our Letter of Offer. Bank fees and charges apply. Please view our Credit Card Conditions of Use.

1. Offer available on new Low Fee Gold credit cards applied for between 8/7/2020 and 28/10/2020. Offer not available on all other card types, existing cards, and switches from other card types, and will be forfeited if you switch to a different credit card type during the 15 month period. The 0% p.a. interest rate on purchases (but not balance transfers and cash advances) is valid for 15 months from the date of card approval. At the end of the 15 month period, the interest rate will convert to the standard variable purchase interest rate at that time. We reserve the right to close the offer prior to 28/10/2020.

2. We’ll waive your annual fee for the first year, and then continue to waive your annual fee each subsequent year as long as you spend at least $10,000 in the previous year (on purchases and cash advances only).

3. For international cash advances, the cash advance fee will apply.

4. Restrictions, exclusions, limits and excesses may apply. Refer to the Credit Card Insurances Product Disclosure Statement and Information Booklet for full details. Insurance is provided by Zurich Australian Insurance Limited, ABN 13 000 296 640, AFS Licence Number 232507 through its agent Cover-More Insurance Services Pty Ltd ABN 95 003 114 145, AFSL 241713 (Cover-More) for Commonwealth Bank of Australia (CBA).

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.


Important Information

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