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Learning Archive
All our credit content, in one place.
Browse by Topic
Calculators
Borrowing Power Mortgage Calculator
Home Loan Comparison Calculator
Home Loan Repayment Calculator
Introductory Rate Home Loan Calculator
Personal Loan Calculator
How to use a mortgage calculator
Credit FAQ
What if the information held on me is wrong?
5 ways you’re hurting your credit score
Are you afraid to check your credit score?
Comprehensive Credit Reporting (CCR)
Credit bureaus – what are they, what do they do?
Credit file monitoring and alerts
Credit Scores, Credit Files, and Credit Reports… What’s the difference?
Cutting through the jargon: Credit 101
Does checking my credit score decrease it?
FAQs
How are credit scores calculated?
How are credit scores used?
How long does information stay on my credit file?
How often should I check my credit score?
How to fix an error on your credit report
Key resources
Repayment history information and Comprehensive Credit Reporting (CCR)
The basics
What are bankruptcies?
What are court judgements?
What are credit enquiries?
What are defaults?
What are late payments?
What are serious credit infringements?
What does it mean if my score is based on limited credit file information?
Account information – Comprehensive Credit Reporting (CCR)
What is a credit report?
What is a credit score?
What you should know about managing debt
What’s in a credit score?
Why you might have been declined
Why you should monitor your credit
Why your score might have changed
I don’t recognise this entry! How do I get it removed?
What’s not in a credit score?
5 things you might not know about credit scores
Can a credit card limit increase hurt your credit score?
How do I fix an error on my credit report?
Credit Savvy’s top tips to get ready for Comprehensive Credit Reporting
6 common credit terms you should know: credit score
Who is Experian?
I’ve paid off my debt, why is it still on my file?
Who can access my credit report?
Infographic | What is CCR?
6 common credit terms you should know: CCR
6 common credit terms you should know: enquiry & default
6 common credit terms you should know: CRB
6 common credit terms you should know: credit report
Can I pay someone to fix my credit score or credit report?
5 FAQs about defaults
Credit Products
Changes to your credit card rewards programs that you might have missed
Are you car loan ready?
Balance Transfers 101
Be a tough cookie – Ways to negotiate for a lower credit card interest rate and fees
Choosing a credit card
Choosing a home loan
Choosing a personal loan
Credit card perks to get you through the holiday season
Cutting through the jargon: Credit Cards
Cutting throught the jargon: Home Loans
How to choose a credit card
How to negotiate a better deal on your next home loan
Is it time to refinance your home loan?
Personal Loans vs Credit Cards
Tips for Choosing a Car Loan
To use a mortgage broker or bank?
Travel credit cards
What is peer-to-peer lending?
What you need to know about credit cards
What you should know about car loans
What you should know about home loans
What you should know about payday lenders
What you should know about personal loans
Why you might have been declined
4 signs you should switch your credit card
Is it time for a home loan health check?
Why home loans are like jeans & how to choose the right one in 4 simple steps
Balance transfer credit cards
5 great credit card habits
Is it time for a balance transfer card?
Unconventional uses for personal loans
Which credit cards offer bonus reward points?
Top tips to clear your plastic debt
Are you satisfied with your credit card?
Which credit cards offer Apple Pay?
Which rewards cards earn you frequent flyer points?
Aussies taking out personal loans at Christmas more likely to default
Home loan basics
5 reasons your credit card application was declined
What is a mortgage offset account?
7 things you should know about balance transfers
The hidden perks of your credit card
What is a payday loan and is it bad for my credit score? | Personal Loan FAQs
If I have a good credit score, can I get a better loan interest rate? | Personal Loan FAQs
What does fixed vs variable rate mean? | Personal Loan FAQs
P2P Lending – can it work for you and your credit score?
What is a secured vs unsecured loan? | Personal Loan FAQs
Is it better to get a personal loan or a credit card?
What you’ll need when applying for a home loan
What happens if I miss a credit card repayment? | Credit Card FAQs
How do I close my credit card account? | Credit Card FAQs
Can I pay off one credit card with another? | Credit Card FAQs
Clear your debt in 4 easy steps
What credit card should I get?
Credit Score
Australia’s Credit State of Play
5 reasons to monitor your credit report
6 credit myths you need to know
A year in the life of Jake and his credit score
Comprehensive Credit Reporting (CCR)
Credit Scores – a personal thing
Credit Scores, Credit Files, and Credit Reports… What’s the difference?
Does checking my credit score decrease it?
How are credit scores calculated?
How are credit scores used?
How to get ready for changes coming to Australia’s credit reporting system
How to improve your credit score
How to negotiate a better deal on your next home loan
What are credit enquiries?
What does it mean if my score is based on limited credit file information?
What is a credit score?
Why did my credit score change?
Why hasn’t my credit score changed?
Why isn’t my credit score higher?
Why your score might have changed
3 little things you’re doing that might be hurting your credit score
Young Aussies found to have the worst credit scores: our top tips
What’s not in a credit score?
Could your credit score save you money?
Application overload: credit cards & your credit score
Do rich people have the best credit scores?
5 things you might not know about credit scores
5 tips that could improve your credit score
Can a credit card limit increase hurt your credit score?
5 questions about credit scores you were too embarrassed to ask
Why home loans are like jeans & how to choose the right one in 4 simple steps
4 credit score myths busted
3 FAQs about mobile phone contracts
Credit reporting is changing, and soon! What does it mean for you?
How accurate is my credit score on Credit Savvy?
Which age group has the highest credit score?
3 things that affect your credit score that they won’t tell you
Questions about credit scores that you were too afraid to ask
Why your score might have changed recently
Credit Savvy’s top tips to get ready for Comprehensive Credit Reporting
6 common credit terms you should know: credit score
Why you shouldn’t stress out when your credit score drops
There’s one thing that the USA is going far better than us Aussies…
3 reasons you should know your partner’s credit score
Why Credit Savvy?
5 habits of people with good credit scores
Not a one night stand – this is a long term relationship you need to be in
6 tips to get your credit score in shape in 2017
3 reasons why you may have different credit scores
Can I pay someone to fix my credit score or credit report?
What is a payday loan and is it bad for my credit score? | Personal Loan FAQs
How do phone & internet bills affect your credit score?
Do your credit reports get merged when you get married?
Mid-year check in: 3 ways to use financial goals to improve your credit score
I’ve got my credit score…now what?
Life Savvy
Tips to get financially fit in the new year
2018 Sydney Royal Easter Show: Your Penny Savings Guide
6 resolutions for the New Financial Year
9 ways to avoid a wedding budget blowout
Australia’s Seasonal Shopping Habits revealed
Clamp down on Easter Holiday spending
Credit Savvy Video
Credit Savvy’s Financial Checklist for the Holiday season
Credit Savvy’s travel checklist
How to beat the Xmas debt
How to protect your credit reputation through the tough times
I did a 30 day money challenge and survived
Play that song: A playlist with songs about money from each decade
Survival guide over this school holiday
Tips for saving for your first home deposit
Welcome to the new look Credit Savvy
Who’s the most stressed about financial debt?
5 tips to help prevent identity theft
11 brilliant audiobooks that can boost your financial IQ
Travel cards to consider for your next overseas holiday
5 things to STOP doing in 2018
5 ways to find cheap flights in Australia
Savvy travel hacks you must know for your next getaway
5 tips to help you get debt free this year
Olympic multitasking – 10 life admin tasks you can complete in the ad breaks
Savvy gifting: secret santa gifts under $25
The risks of credit repair companies
Getting the new financial year off to a flyer
How to use a mortgage calculator
Is keeping your wallet on your mobile safe?
3 FAQs about mobile phone contracts
Congratulations to our Get Savvy & Win competition winners!
What are Neo Banks?
4 tips to help you pay off your home loan early
3 money myths debunked
Must know travel tricks to minimise your mobile bill while overseas
3 ways daily journaling can help improve your financial life
Basic Financial Skills No Young Adult Should Leave Home Without
5 things Confessions of a Shopaholic taught us about our spending habits
Quick quiz question: What’s new on Credit Savvy?
Essential apps to track your spending, save money and pay your friends
Mother’s Day Gift Ideas That Won’t Break The Bank
Celebrating more than 7 million credit scores given away!
What you need to look out for in Buy Now, Pay Later services
Reduce your carbon footprint – Energy saving tips for your home
Introducing our updated preferences and comparison service
5 summer savings tips for the holiday season
4 ways to pay for things on your next overseas trip
8 fantastic financial literacy and helpful not-for-profits
Help protect your Grandparents against identity theft
Hip Hip Hooray – We’ve reached 200k!
What is a mortgage offset account?
You can now sign into Credit Savvy with social media
3 reasons you should know your partner’s credit score
Why Credit Savvy?
Savvy series: cheap eats delivered to your door – how do the food delivery apps stack up?
Savvy series: cheap eats in Sydney
Savvy series: cheap eats in Melbourne
We’re celebrating our 2nd birthday!
4 credit traps to avoid this year
5 financial travel tips for 2017
8 hidden wedding costs and how to avoid them
4 fun things to do in sydney during Mardi Gras
Savvy Series: Things to do in Darwin for under $20
8 different date ideas – Sydney
Savvy Series: Things to do in Canberra for under $20
5 tips to help you pay off your holiday debt
Savvy Series: Things to do in Perth for under $20
Savvy Series: Things to do in Melbourne for under $20
5 great ways to spend your summer weekends
Savvy Series: Things to do in Hobart for under $20
Tax tips you should read before this EOFY
Credit Savvy’s Grand Final Head-to-Head
Savvy Series: Things to do in Brisbane for under $20
Savvy Series : Things to do in Adelaide for under $20
Savvy Series : Things to do in Sydney for under $20
DIY home improvements (that won’t break the bank)
Teach your kids about money
Extra costs to look out for when buying a home
Top 5 forgotten tax deductions
6 great Father’s Day gifts for under $50
7 ways to save on your next holiday
ID theft – how to keep your personal data safe