Last updated: 10 November 2016
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Every credit provider has their own application assessment criteria for credit products.
If you have been rejected for a credit product, it’s a good idea to ask the lender to provide feedback. It’s also a good idea to request your credit reports from each of the credit reporting bodies in Australia to review the details, as they may vary. Once you have reviewed all of this information, you should have a better understanding of your credit worthiness and your options.