Last updated: 26 April 2023
Checking your credit score with Credit Savvy will not impact your credit score.
Credit Savvy provides credit scores and credit file information from Experian, one of Australia’s official credit reporting bodies.
When signing up to Credit Savvy, you authorise us to act as your agent to enable us to make an “access seeker” request to Experian on your behalf. This request will be recorded on your file as a “file access”, rather than a “hard enquiry” which may appear when you apply for credit.
If you personally request your full credit report from Experian, the file accesses will be listed in a separate section that isn’t sent to credit providers.
There is also some further information in the following article that you may find useful: Are you afraid to check your credit score?