Last updated: 18 January 2018
Credit Savvy provides credit file information from Experian, one of Australia’s official credit reporting bodies.
A default is recorded on your credit file if your payment of $150 or more is overdue by 60 days or more. A default is kept on your credit file for five years, even after the amount has been repaid.
If there is incorrect information on your credit file, please visit: How do I fix an error on my credit file?
There is also some further information in the following articles that you may find useful:
If you are unable to find an answer to your question, get in touch with us and we’ll be happy to help.
Please keep in mind that in order to protect your security and privacy, we are unable to access or comment on individual files.