Last updated: 15 February 2021
My account has been open 3 years, why are there only 3 months of repayments on it?
Credit providers in Australia are now beginning to provide additional information to Credit Reporting Bodies (CRBs) in what is known as Comprehensive Credit Reporting (CCR).
The minimum amount of repayment history that can be provided is 3 months as each provider starts to report this additional data.
Each subsequent month should see additional repayment data reported for these active, reported credit accounts up to a maximum of 24 months repayment history.