Last updated: 10 March 2017
Credit Savvy provides credit scores and credit file information from Experian, one of Australia’s official credit reporting bodies (CRBs).
There are many possibilities as to why your Experian credit report may differ from other CRBs. Key reasons include that:
- Each CRB may have access to different data as each CRB will have data that is unique to them and not all credit providers submit data to every CRB; or
- There may be a delay between an application being made with a credit provider and it appearing on your credit report.
As a result, you may have different entries on your credit report at different CRBs and this is normal.