Bankwest Zero Platinum Mastercard

Bankwest Zero Platinum Mastercard
  • 0% p.a. on balance transfers for 28 months then 14.99% p.a. thereafter (3% BT fee applies)
  • A range of complimentary insurance covers
  • No foreign transaction fees on online and overseas purchases
  • New customers only. Limited time. Other fees and charges, T&Cs apply
purchase rate
14.99%

per annum

balance transfer
0%

p.a. for 28 months

then 14.99% p.a.

annual fee
$69

the first year

then $69

interest free days
55

maximum on purchases

cash advance rate
21.99%

per annum

credit limit
$6,000

minimum

Features

  • Free Extended Warranty Insurance
  • Free Accidental Damage Insurance
  • Free Overseas Travel Insurance
  • Free Transport Accident Insurance
  • Free Travel Inconvenience Insurance
  • Free Rental Car Damage Liability Waiver Insurance
  • Shopper's Protection Insurance

Other fees

International transaction fee on purchases0%
Late payment fee$25
Over limit fee$30
Balance transfer fee3.00%
Cash advance feeThe greater of 3.00% or $4
Overseas emergency card replacement fee$0

Things you should know

Minimum repaymentThe greater of 2.00% or $20

Product Specific Terms and Conditions

Lending criteria, fees and charges apply. Terms and conditions apply and are available on request from Bankwest. One Bankwest Zero Mastercard per customer. Excludes product transfers from existing Bankwest credit cards.

Introductory balance transfer rate: A 3% balance transfer fee is payable on all transactions to which that balance transfer rate applies. Introductory balance transfer rate excludes cash advances. Offer applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the introductory period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule. Rates are subject to change. Minimum balance transfer amount is $500. A balance transfer request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use, available on the Bankwest website, further outlines how this interest free period is calculated. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details. On 9 December 2019 we made some important changes to complimentary overseas travel insurance cover and eligibility criteria. For more information, see the Bankwest website. Coronavirus (COVID-19):​​Please note that this event is excluded from cover for all destinations. For more information please refer to the Cover-More website.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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