Advertiser Disclosure

Bankwest Zero Mastercard

Bankwest Zero Mastercard
  • 0% p.a. on balance transfers for 28 months then 14.99% p.a. thereafter (3% BT fee applies)
  • No annual fee
  • Up to 55 days interest free on purchases
  • New customers only. Limited time. Other fees and charges, T&Cs apply.
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purchase rate
14.99%

per annum

balance transfer
0%

p.a. for 28 months

then 14.99% p.a.

annual fee
$0

the first year

then $0

interest free days
55

maximum on purchases

cash advance rate
21.99%

per annum

credit limit
$1,000

minimum

Other fees

International transaction fee on purchases2.95%
Late payment fee$25
Over limit fee$30
Balance transfer fee3.00%
Cash advance feeThe greater of 3.00% or $4
Overseas emergency card replacement fee$0

Things you should know

Minimum repaymentThe greater of 2.00% or $20
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Product Specific Terms and Conditions

Lending criteria, fees and charges apply. Terms and conditions apply and are available on request from Bankwest. One Bankwest Zero Mastercard per customer. Excludes product transfers from existing Bankwest credit cards.

Introductory balance transfer rate: A 3% balance transfer fee is payable on all transactions to which that balance transfer rate applies. Introductory balance transfer rate excludes cash advances. Offer applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the introductory period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule. Rates are subject to change. Minimum balance transfer amount is $500. A balance transfer request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use, available on the Bankwest website, further outlines how this interest free period is calculated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Advertiser Disclosure

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Credit Savvy is a trademark of CBA New Digital Businesses Pty Ltd. CBA New Digital Businesses Pty Ltd is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia.

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