Bankwest More Platinum Mastercard

Bankwest More Platinum Mastercard
  • Earn 75,000 annual bonus points every year (min spend, T&Cs apply)*
  • Earn 2 Reward Points for every $1 you spend on eligible purchases**
  • No foreign transaction fees on online and overseas purchases***
  • A range of complimentary insurance covers~
purchase rate


per annum

balance transfer^


p.a.for 6 months

then 19.99% p.a.

annual fee



interest free days


maximum on purchases

cash advance rate


per annum

credit limit



  • Free Extended Warranty Insurance
  • Free Accidental Damage Insurance
  • Free Overseas Travel Insurance
  • Free Transport Accident Insurance
  • Free Travel Inconvenience Insurance
  • Free Rental Car Damage Liability Waiver Insurance
  • Shopper's Protection Insurance
  • Concierge Service
Other fees
International transaction fee on purchases0%
Late payment fee$25
Balance transfer fee^1.00%
Cash advance feeThe greater of 2.00% or $4
Overseas emergency card replacement fee$0
Things you should know
Minimum repaymentThe greater of 2.00% or $20
Rewards - Bankwest More Rewards
Points per dollar spent2
Bonus Points75,000
every year (T&Cs apply)*

Product Specific Terms and Conditions

*75,000 Annual Bonus Points is available to new customers who apply for a Bankwest More Platinum Mastercard on or after 15 May 2017 and spend a minimum of $48,000 on eligible purchases in any Year from Card Account opening. See Bankwest More Rewards Terms and Conditions for more information.

**Reward Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions. Reward Points, including any bonus points, will only be credited to your account at the end of the 2 month period from account opening. You will only be able to redeem points, including any bonus points, once you have spent at least $1,500 on eligible purchases. One Bankwest More Mastercard account per customer. Limitations, exclusions and points cap apply. Points earned and redemption values subject to change. The total More Rewards points (including any bonus points) that can be earned in each year on Platinum Card is 400,000 More Rewards points.

***Foreign transaction fees waived for online and overseas purchases. Other fees and charges including Overseas ATM access fees may apply.

~Limitations and exclusions apply. See Complimentary Credit Card Insurance booklet for details.

Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the introductory period, the standard rate will apply to balance transfer. Minimum balance transfer amount $500. Only non-Bankwest-branded credit cards can be balance transferred to a Bankwest More Mastercard.

A purchase will only be interest free if you pay in full by their due dates the closing balance (including amounts for any cash advances and balance transfers) of both the account statement which lists the purchase and preceding account statement.

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