Bankwest More Mastercard

Bankwest More Mastercard
  • Earn 19,500 annual bonus points every year (min spend, T&Cs apply)*
  • Earn 1.5 Reward Points for every $1 you spend on eligible purchases**
  • Free worldwide emergency card replacement
  • $100 annual fee
purchase rate


per annum

balance transfer^


p.a.for 6 months

then 19.99% p.a.

annual fee



interest free days


maximum on purchases

cash advance rate


per annum

credit limit



  • Free Extended Warranty Insurance
  • Free Accidental Damage Insurance
  • Free Overseas Travel Insurance
  • Free Transport Accident Insurance
  • Free Travel Inconvenience Insurance
  • Free Rental Car Damage Liability Waiver Insurance
  • Shopper's Protection Insurance
  • Concierge Service
Other fees
International transaction fee on purchases2.95%
Late payment fee$25
Balance transfer fee^1.00%
Cash advance feeThe greater of 2.00% or $4
Overseas emergency card replacement fee$0
Things you should know
Minimum repaymentThe greater of 2.00% or $20
Rewards - Bankwest More Rewards
Points per dollar spent1.5
Bonus Points19,500
every year (T&Cs apply)*

Product Specific Terms and Conditions

*19,500 Annual Bonus Points is available to new customers who apply for a Bankwest More Mastercard on or after 15 May 2017 and spend a minimum of $24,000 on eligible purchases in any Year from Card Account opening. See Bankwest More Rewards Terms and Conditions for more information. More Mastercard requires a minimum of $1,000 credit limit, but $3,000 is suggested to make the most of the annual bonus points.

**More Rewards Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions. Exclusions, limitations and points caps apply. More Rewards points are earned on eligible purchases only excluding (but not limited to) balance transfers. Points earned and redemption values subject to change. The total More Rewards points (including any bonus points) that can be earned in each year are: 150,000 More Rewards points if your Card is a Classic Card, and 400,000 More Rewards points if your Card is a Platinum Card. More Reward points (outside any bonus points) will only be credited to your account once you have spent at least $1,500 on eligible purchases and your account has been opened for at least 2 months. One Bankwest More Mastercard per customer.

^Introductory rate on balance transfers is available to new credit card customers only. Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule. Minimum balance transfer amount is $500. A request will only be processed up to 95% of your approved limit. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

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