Bankwest Breeze Mastercard

Bankwest Breeze Mastercard
  • 0% p.a. on balance transfers for 15 months then 9.90% p.a. thereafter (with a 0% BT fee)
  • Up to 55 interest free days on purchases
  • Apple Pay and Google Pay
  • New customers only. Limited time. Other fees, T&Cs apply
purchase rate
0%

p.a. for 15 months

then 9.90% p.a.

balance transfer
0%

p.a. for 15 months

then 9.90% p.a.

annual fee
$0

the first year

then $49

interest free days
55

maximum on purchases

cash advance rate
21.99%

per annum

credit limit
$1,000

minimum

Features

  • Free Extended Warranty Insurance
  • Free Accidental Damage Insurance
  • Free Overseas Travel Insurance
  • Free Transport Accident Insurance
  • Free Travel Inconvenience Insurance
  • Free Rental Car Damage Liability Waiver Insurance
  • Shopper's Protection Insurance
  • Concierge Service

Other fees

International transaction fee on purchases2.95%
Late payment fee$25
Over limit fee$10
Cash advance feeThe greater of 2.00% or $4
Overseas emergency card replacement fee$0

Things you should know

Minimum qualifying income (p.a.)$15,000
Minimum repaymentThe greater of 2.00% or $20

Product Specific Terms and Conditions

Lending criteria, fees and charges apply. Terms and conditions apply and are available on request from Bankwest. One Bankwest Breeze Mastercard per customer. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use, available on the Bankwest website, further outlines how this interest free period is calculated. Terms of Use apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, iPhone and the App Store are trademarks of Apple Inc., registered in the U.S. and other countries. Terms of Use apply to the use of Google Pay. Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.

Discounted annual fee and introductory balance transfer rate offer is available to new Bankwest Breeze Mastercard customers who apply from 29 April 2021 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards. Discounted annual fee: Annual fee is discounted in the first year and will be payable in subsequent years in advance on each anniversary date of card opening. Introductory balance transfer rate excludes cash advances. Offer applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the introductory period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers (currently 10.99% p.a.) as outlined in your credit card schedule. Rates are subject to change. Minimum balance transfer amount is $500. A balance transfer request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

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