ANZ First

ANZ First
  • ^0% p.a. first 18 months on balance transfers with a 2% Balance Transfer Fee. Reverts to standard balance transfer rate, currently 20.24% p.a.
  • Apple Pay®, Google Pay™ and Samsung Pay™ let you use your compatible Apple or Android device to tap and pay with an eligible ANZ credit card
  • Up to three additional credit cardholders at no extra cost
  • Limited time offer for new and approved customers. Eligibility criteria, terms and conditions, fees and charges apply
purchase rate
20.24%

per annum

balance transfer^
0%

p.a. for 18 months

then 20.24% p.a.

annual fee
$30

ongoing

interest free days
55

maximum on purchases

cash advance rate
20.24%

per annum

credit limit
$1,000

minimum

Features

  • Free Extended Warranty Insurance
  • Free Accidental Damage Insurance
  • Free Overseas Travel Insurance
  • Free Transport Accident Insurance
  • Free Travel Inconvenience Insurance
  • Free Rental Car Damage Liability Waiver Insurance
  • Shopper's Protection Insurance
  • Concierge Service

Other fees

Supplementary card fee$0
International transaction fee on purchases3.00%
Late payment fee$20
Over limit fee$20
Balance transfer fee^2.00%
Cash advance feeThe greater of 2.00% or $0
Duplicate statement fee$0
Overseas emergency card replacement fee$50

Product Specific Terms and Conditions

^Reverts to standard balance transfer rate, currently 20.24% p.a. 2% Balance Transfer Fee, eligibility criteria, T&Cs, fees and charges apply.

Eligibility criteria:

  • Be 18 years of age or over, and;
  • Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa

Purchase Protection Insurance and Extended Warranty Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a Group Policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit license 234527 which allow eligible ANZ account holders and cardholders to claim under the Group Policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the Group Policy are set out in the ANZ Credit Cards Insurance Features booklet (PDF 428kB) which may be amended from time to time. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objects, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

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