0% p.a. for 24 months on balance transfers1

After the period ends, any unpaid balance transfer amount will revert to the cash advance rate. No interest free days apply to purchases while you have a balance transfer.

Earn Velocity Points on your eligible10 everyday spend

Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.

No annual fee in the first year39

Enjoy $0 in your first year, and $149 after that.

$129 Virgin Australia Gift Voucher, yearly17

Enjoy an exclusive $129 Virgin Australia Gift Voucher, provided as a Virgin Australia Travel Bank credit, each year. To unlock your benefit, simply make a retail purchase in the 2 months prior to requesting your voucher.

 

More about the Virgin Australia Velocity Flyer Card

Velocity Points on eligible10 everyday spend

Your adventures may be closer to home right now, but you can still turbocharge your Velocity Points balance and fly to heaps of amazing places in Australia and New Zealand with Virgin Australia. Or turn Points into gift vouchers, online shopping, or even a cheeky bottle of wine. Below is your standard earn rate based on spend each statement period.

Spend each statement period First $1,500 After $1,500
Standard earn rate on retail purchases 0.66 Points per $1 0.5 Points per $1
  • Click here to see an example of Points earned on $2,000 spent, in one statement period

    Here is an example of what your Points earn might look like on a $2,000 spend on retail purchases with the Virgin Australia Velocity Flyer Card in one statement period.

    Total spend amount $2,000 on retail purchases
    Points earn for first $1,500 spent $1,500 x 0.66 Points = 990 Points
    Plus Points earn for remaining $500 spent $500 x 0.5 Points = 250 Points
    Equals total Points earn 1,240 Velocity Points
Additional features

Fraudshield®

Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy12, ensuring you won't be held liable for fraudulent transactions made with your card.

Transit Accident Insurance6

This cover provides certain benefits in the event of accidental death and cover for cardholders who sustain an injury whilst on a trip, while riding as a passenger in or boarding or alighting transport while overseas, where the entire trip has been purchased on your Virgin Australia Velocity Flyer or High Flyer card, as outlined in the Complimentary Insurance Terms and Conditions.

Guaranteed Pricing Scheme6

If you purchase the entire cost of covered products using your Virgin Australia Velocity Flyer or High Flyer card, the scheme guarantees the cardholder gets the best price if, within 60 days of the purchase, they advise us that they have, subsequent to their purchase, received a catalogue showing the same covered products for a lower price from a store within 25 kilometers of the store from where the covered product was purchased, and the price difference is greater than AU$75, we will refund the price difference up to $500.  It does not apply to any purchases over the internet, as outlined in the Complimentary Insurance Terms and Conditions

Rates, annual fees and limits

The long balance transfer offer on the Virgin Australia Velocity Flyer Card

Annual fee $0 for the first year, then $14939.
Annual fees are subject to change.
Annual additional cardholder fee11 $39
Balance transfer rate1
(reverts to cash advance rate)
0% p.a. for 24 months1
No interest free days apply to purchases while you have a balance transfer.
Purchase rate 20.74% p.a.
Cash advance rate 20.99% p.a.
Interest free days8
unless you have a balance transfer

Up to 55 days8 on retail purchases

 

Minimum credit limit $6,000
Minimum income $35,000