Travel cards to consider for your next overseas holiday
With Easter holidays around the corner, some of us may be pencilling in the dates for our next vacation. If you’ve ever been stung by credit card fees from your last overseas trip, or heard tales of painful money exchange processes (don’t get us started on traveller’s cheques on our South American adventure), you’re in luck. The Credit Savvy team have created a list of handy travel cards worth looking into before your next getaway:
CREDIT CARDS FOR TRAVEL
Bankwest Zero Platinum Mastercard: A travel credit card with $0 annual fee, no foreign transaction fees on online and overseas purchases, and a range of complimentary insurance covers (terms and conditions apply).
28 Degrees Platinum MasterCard: An oldie but a goodie. No annual fee, no international transaction fees on purchases and a 24/7 complimentary worldwide concierge service.
To compare more credit cards, head to our credit card comparison service.
OTHER TYPES OF TRAVEL CARDS
For those of you that aren’t into credit cards and prefer to be able to use your own money whilst travelling, you might like to check out these options.
NAB Traveller Card: This prepaid travel card has no initial load fee, no overseas ATM withdrawal fees (unless the ATM merchant has its own fee) and can be loaded up with 10 currencies, including the Euro, British Pound, USD, CAD, NZD, Japanese Yen, Thai Baht and more. Watch out for domestic (Australian) withdrawal fees and an inactivity fee.
Citibank Plus Transaction Account: If you opt for a travel debit card, the Citibank Plus everyday account might be the answer. There are no Citibank fees for overseas ATM withdrawals (excluding third party fees, like ATM merchant fees) or in-store transactions, no account keeping fees, and you get some pretty sweet perks at home, such as a free bottle of wine if you dine at Citibank Dining Program partner restaurants and meet the program requirements.
As always, remember to do your homework and only apply if you need credit and the product is suitable for your needs. Each travel card will come with its own set of conditions and fees, so it’s important to read through the policy before going further!