Citi Clear Platinum Credit Card

(4)
Citi Clear Platinum Credit Card
  • 0% p.a. for 14 months on balance transfers (no balance transfer fee). Rate reverts to the cash advance rate (currently 21.74% p.a.)
  • $0 annual fee in the first year, reverts to $99 p.a. thereafter
  • Discounted variable interest rate of 12.99% p.a. on retail purchases (normally 14.99% p.a.)
  • Offer ends 31 March 2019
purchase rate

12.99%

per annum

balance transfer

0%

p.a.for 14 months

then 21.74% p.a.

annual fee

$0

the first year

then $99

interest free days

55

maximum on purchases

cash advance rate

21.74%

per annum

credit limit

$6,000

minimum

Features
  • Free Extended Warranty Insurance
  • Free Accidental Damage Insurance
  • Free Overseas Travel Insurance
  • Free Transport Accident Insurance
  • Free Travel Inconvenience Insurance
  • Free Rental Car Damage Liability Waiver Insurance
  • Shopper's Protection Insurance
  • Concierge Service
Other fees
Supplementary card fee$0
International transaction fee on purchases3.40%
Late payment fee$10
Cash advance feeThe greater of 3.50% or $3.50
Duplicate statement fee$7
Things you should know
Minimum qualifying income (p.a.)$35,000
Minimum repaymentThe greater of 2.00% or $30

Product Specific Terms and Conditions

Refer to the full Terms and Conditions related to this product here.

Fees and charges apply. Cards are offered, issued and administered by Citigroup Pty Limited. Terms and conditions apply and are available upon request. Credit Criteria apply. New cards customers only and cannot be used in conjunction with any other offers. Credit limit will be assigned based on our credit criteria, subject to verification of your income and credit rating.

  1. Subject to your acceptance you will not be billed an annual fee in the first year. This will revert to the full annual fee ($99) in subsequent years. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  2. Subject to your acceptance you will receive a discounted variable interest rate of 12.99% p.a. for retail purchases. The current variable Annual Percentage Rate for retail purchases is 14.99%. Eligibility for this offer will continue whilst the account remains open. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  3. Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No. 245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at www.citibank.com.au/complimentaryinsurance

  4. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application for a period of 14 months, commencing once the balance transfer has been processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. This offer excludes balances transferred from Citibank unsecured credit products. Please note you are not entitled to any interest free days to retail purchases whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. This offer is valid until 31 March 2019. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

  5. Conditions apply. Visit citibank.com.au/dine

  6. Exclusive Platinum Visa Entertainment Offers supplied by Visa. Visit https://www.visaplatinum.com.au/Register/Subscribe for details.

  7. Apple Pay works with iPhone 6 and later in stores, in selected apps, and on participating websites in Safari; with Apple Watch in stores and selected apps (requires iPhone 6 or later); with iPad Pro, iPad (5th generation), iPad Air 2, and iPad mini 3 and later in selected apps and on participating websites in Safari; and with Mac (2012 or later) on participating websites in Safari with an Apple Pay–enabled iPhone or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105. You can use Apple Pay in stores/merchants wherever NFC contactless payment is accepted. For certain merchant terminals, a transaction limit may apply. You can also make in-app purchases and websites in Safari where Apple Pay is available as a payment option. Terms and conditions apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.

  8. Payment must be made using a Citi Credit Card. Privileges cannot be used in conjunction with any other promotional programs or offers. Citi and the business establishment reserve the right to change the terms and conditions at any time. Refer to www.citiworldprivileges.com/au/ for up-to-date offer details.

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