ANZ Platinum
  • ^0% p.a. first 18 months on balance transfers with a 2% Balance Transfer fee. Reverts to standard balance transfer rate, currently 21.49% p.a.
  • Apple Pay®, Android Pay™ and Samsung Pay™ let you use your compatible Apple or Android device to tap and pay with an eligible ANZ credit card
  • $0 annual fee in the first year, $87 thereafter
  • Limited time offer for new and approved customers. Eligibility criteria, terms and conditions, fees and charges apply
purchase rate


per annum

balance transfer^


p.a.for 18 months

then 21.49% p.a.

annual fee


the first year

then $87

interest free days


maximum on purchases

cash advance rate


per annum

credit limit



  • Free Extended Warranty Insurance
  • Free Accidental Damage Insurance
  • Free Overseas Travel Insurance
  • Free Transport Accident Insurance
  • Free Travel Inconvenience Insurance
  • Free Rental Car Damage Liability Waiver Insurance
  • Shopper's Protection Insurance
  • Concierge Service
Other fees
Supplementary card fee$0
International transaction fee on purchases3.00%
Late payment fee$20
Over limit fee$20
Balance transfer fee^2.00%
Cash advance feeThe greater of 2.00% or $0
Duplicate statement fee$0
Overseas emergency card replacement fee$50
Things you should know
Minimum qualifying income (p.a.)$35,000
Minimum repaymentThe greater of 2.00% or $25

Product Specific Terms and Conditions

^Reverts to standard balance transfer rate, currently 21.49% p.a. 2% Balance Transfer Fee, eligibility criteria, T&Cs, fees and charges apply.

Important Information

Products shown are only a selection and not representative of all lenders or products in market. All product applications are subject to the provider's credit criteria, approval and terms and conditions. Conditions, fees and charges may apply. Interest rates are subject to change and some products may have lower introductory rates which revert to higher rates after a set period of time. You should consider your needs, along with the product's terms and conditions before making a decision to apply for a product.

Once you click on a link or apply for a certain product you will be dealing with the provider and not us. We do not accept any liability in respect of any product from any provider.

This is an information service only and we do not provide advice or take into account your personal circumstances, financial situation or needs. The display or order of products (including any 'Featured Product') is not an indication of product ranking or suitability or a suggestion or recommendation based on your personal information, requirements or eligibility. These commercial arrangements and other factors may influence which products we display and in what order.

Credit Savvy endeavours to provide accurate information and no responsibility is taken for errors or oversights. The results from any calculations, such as indicative monthly repayments, are estimates only and should be used for general information purposes.

We act as a credit intermediary and do not provide personal financial, legal or tax advice, or credit assistance of any form. Any content featured on the site is of a general and informative nature only and does not take into account your personal objectives, financial situation or needs. You should consider your needs, along with the product's terms and conditions before making a decision. We do not accept any liability in respect of any product or service which you elect to acquire from any provider.

© 2018 AHL Investments Pty Ltd (AHL) ABN 27 105 2‌65 861 and Australian Credit Licence number 246786 trading as Credit Savvy Australia.
Credit Savvy is a trade mark of AHL Investments Pty Ltd. AHL is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124.

Your security is extremely important to us. Everything is protected, and monitored. Constantly.